Magnolia Financial Consultants and Hard Money Mortgages are owned by Michael Raybourn in Laurel, MS, we provide marketing, sales, technical support, and operations to project borrowers and/or brokers that fall outside of typical bank and Wall Street financing. Our niche is the borrower with excellent, good or bad credit, debt ratio problems, or projects/properties that fall outside of typical institutional guidelines. These loans are typically called hard money loans.  These loans are priced higher than conventional debt, but the loans are cheaper than the cost of the borrower giving up significant equity participation in the project. We also have excellent conventional real estate loans and business loans with favorable rates and terms.

Magnolia Financial Consultants is a financial company that offers nationwide financing on all types of commercial and multifamily properties, plus SBA and Equipment Loans. 

Because we represent an extensive list of Banks, Institutional Lenders, Private Investors and Non Traditional Programs we are able to provide borrowers with some of the lowest rates and most flexible programs in the country. 

Whatever your situation Magnolia Financial Consultants can tailor a loan to meet your needs.  We have multiple non traditional money sources specifically geared to fund troubled commercial real estate projects or businesses that cannot obtain adequate bank financing. 

For the so called bankable deals we can provide some of the lowest and best terms available.  We also provide equity participation (for projects that need it), venture financing and private placement memorandums.

Loan amounts from $100,000 on the following properties:

	Office Buildings			Single Family / Luxury Homes
	Retail Outlets			Equipment Financing
	Apartments			Gas Stations
	Senior Care / Assisted Living			Medical Centers
	Mobile Home Parks			Hotels / Motels
	Warehouse / Industrial			Educational Facilities
	Construction Loans			Hard Money / Private Loans
	SBA			Places of Worship